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Payment and Insurance

At Bayview Counseling  we're committed to making therapy accessible to all. While all our therapists accept out of network benefits, some also accept insurance. To ensure that you have all the information you need about payment and insurance options, we highly recommend reviewing the information below before scheduling a session with one of our clinicians.

In Network

We have clinicians who are in network with United Healthcare, Cigna, Aetna and Carefirst BCBS. To find out about your deductible and copay, please call the number on the back of your insurance card before your first session and ask them: ​​

 

• What is my deductible?

• Does therapy count towards my deductible?

If you have a high deductible, your responsibility per session will be the entire cost that insurance allows (often between $100 and $115). This is why it is important to ascertain the cost of your deductible prior to the first session so that you are prepared for a potential cost.

If you are uncertain about how your insurance operates, we recommend using the following questions with a representative from your provider:

 

• Do I have an HMO or a PPO?

• Do I have out-of-network benefits?

• What are the reimbursement rates for:​

• The first session? (CPT code 90791)

• Subsequent sessions? (CPT code 90837)

• What is my deductible?

• Is pre-certification or pre-authorization required?

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